Facing Foreclosure? There still might be options for you

Behind on your Mortgage Payment? Getting non stop calls? Unopened mail? There are ways to end all that with some help and guidance. Facing foreclosure due to lost of job, lost of spouse, or any other reason. Life happens and we fall behind. Its all about reaching out for help and letting you know that you still might have options to save you or a family member from being evicted out of your own house unexpectedly. Here are some tips on why to contact us and try to help you and your family. Timing is everything so Contact us Now before time is too late.

>>What’s Your Home Worth?Contact Me and Find Out Today! 

1. Contact us.

As mentioned earlier Timing is everything. We cannot promise to save your home but there are options to help extend or save your home. But More than likely You are currently losing your home no matter what.

It all depends on what foreclosure stage you or your family member are in. We will reach out to you lender and try to stop the Eviction from the County Sheriff from happening unexpectedly, its Not a Guarantee. But Contact us and we can find out ASAP.

2. Understand there are options for you

We all made a promise to pay the mortgage. But life does happen. and sometimes mistakes happen. Banks understand that. They wont let you live there for free but there are options to help save your mortgage and home. We just have to get started on taking that first step.

3. Save your Credit

Getting a Foreclosure on your credit report is one of the worst things you can get on your credit. We can try to save it from happening and possibly get a lighter sentence and less damage to your credit. But It will vary per situation.

4. Move on to your Next Chapter in Life

One way or another you will more than likely lose your home. That is the fact. So why not get some help?

There are options to help save your home from eviction and other options to help guide you or your family member to your next home without being evicted by the County Sheriff. We will try to extend your time at your home and give you time to get back on your feet.

5. Learn from this mistake.

Owning a home is a tough task and not everyone can pay it off in 30 years. Anything can happen in that timeframe. Life just happens. Mistakes happens.

But the only way to grow is learning from our mistakes. We can try to help you or family member get things back in order and take this as a learning opportunity for your Next home.

6. Buying a home in the Future

Buying a home in the Future is still possible but once again TIMING IS EVERYTHING. We need to  work with your bank and ask for more time and save your credit from foreclosure and save you the pain of losing your home and all your belongings in the front yard. Yes this happens Daily.

If you just let your home go to foreclosure, it will be a long time before any lender will ever let you borrow any type of loan. Car loan, Personal loan, etc.

With Our guidance and help we can help you get back on track and move on with your life. No more phone calls, no more letters and no more burden of this big chip on your shoulder.

We have helped people save their Credit and Purchase a New Home within the next 2 or so years. Its still possible. Just ask for help and we are there.

7. Final Thoughts

Chances are, you or someone you know in the Des Moines and Polk County Area is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it’s important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

As a Certified Distressed Property Expert and Realtor, I the expertise necessary to save your credit from taking a huge hit, relieve the uncertainty and most of all, help their family and move on with your life.

As a Foreclosure Specialist I can save 8 out of 10 people from going into foreclosure.

Foreclosures can lower their credit score from 250 to over 300 points and will affect their score for over 3 years.  Foreclosures will also remain on their credit history for 10 years or more.

With a successful Short Sale, this will only affect their credit score as little as 50 points and only affect their score for 12 to 18 months.  Short Sales also are not reported on credit history.

Through my experience handling distressed properties , I’ve found that homeowners today have more questions than answers about their circumstances. I have created this blog to help you understand the possible solutions to try and avoid  foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I’m offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision

If you would like to know more about your options, please call me at (515) 720-5360 or email me at Michael@iowarealty.com

I am here to help … in any way I can. You are not alone. Whether you are looking to remodify, do a  short sale, or any other foreclosure alternative is my services are FREE to you. You have nothing more to lose and everything to gain.

Call Today to Start on your path to recovery

Please contact us Today as Timing is Everything to your Mortgage Banker. And let us help you get back on your feet!

CONTACT INFORMATION

Michael Phothasone , Realtor for the State of IOWA

Email : Michael@iowarealty.com

Phone: 515-453-5789

Office : 165 S Jordan Creek Pkwy #155

West Des Moines, IA 50266

Licensed To Sell Real Estate in the State of Iowa

 

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